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Posts Made By: Jeffrey Counsil

November 7, 2003 08:13 AM Forum: Lost Contacts and Personal Messages

Re: What Ever Happened To Stan Lopata

Posted By Jeffrey Counsil

Hi Mike.. You can find Stan here.. StanL55745@aol.com

November 7, 2003 08:02 PM Forum: Lost Contacts and Personal Messages

Re: Looking for add 226794

Posted By Jeffrey Counsil

Hi Oscar.. Whoever posts an ad can delete it as well.. Especially if the responses are overwelming!
I usually print out any ad I've been interested just in case it gets deleted.. That way I can always refer back to it..

November 8, 2003 09:14 PM Forum: Off Topic Discussions

A SCAM on Astromart in progress!

Posted By Jeffrey Counsil

Check out ads # 227939 & 227883 It seems we have a SCAM in progress and Herb already has been alerted to it.. But has done nothing... What do you think? Same "style" as in NO punctuation, NO capitalizations.. Lack of spelling knowledge (spells "fool" as "full" in BOTH ads) It doesn't take a rocket scientist to figure this one out! Check it out yourselves before the ads are deleted!

November 8, 2003 09:16 PM Forum: Lost Contacts and Personal Messages

SCAM in progress on Astromart!

Posted By Jeffrey Counsil

Check out ads # 227939 & 227883 It seems we have a SCAM in progress and Herb already has been alerted to it.. But has done nothing... What do you think? Same "style" as in NO punctuation, NO capitalizations.. Lack of spelling knowledge (spells "fool" as "full" in BOTH ads) It doesn't take a rocket scientist to figure this one out! Check it out yourselves before the ads are deleted!

November 8, 2003 09:16 PM Forum: Equipment Talk

SCAM in progress on Astromart!

Posted By Jeffrey Counsil

Check out ads # 227939 & 227883 It seems we have a SCAM in progress and Herb already has been alerted to it.. But has done nothing... What do you think? Same "style" as in NO punctuation, NO capitalizations.. Lack of spelling knowledge (spells "fool" as "full" in BOTH ads) It doesn't take a rocket scientist to figure this one out! Check it out yourselves before the ads are deleted!

September 23, 2008 06:06 AM Forum: Politics

Is Bush, or GOT responsible for Fannie? NOT!

Posted By Jeffrey Counsil

White House warned about Fannie and Freddie

September 23, 2008 - 0:49 ET

For many years the President and his Administration have not only warned of the systemic consequences of financial turmoil at a housing
government-sponsored enterprise (GSE) but also put forward thoughtful plans to reduce the risk that either Fannie Mae or Freddie Mac would
encounter such difficulties. President Bush publicly called for GSE reform 17 times in 2008 alone before Congress acted. Unfortunately, these
warnings went unheeded, as the President's repeated attempts to reform the supervision of these entities were thwarted by the legislative maneuvering
of those who emphatically denied there were problems.

2001

April: The Administration's FY02 budget declares that the size of Fannie Mae and Freddie Mac is "a potential problem," because "financial trouble of a
large GSE could cause strong repercussions in financial markets, affecting Federally insured entities and economic activity."

2002

May: The President calls for the disclosure and corporate governance principles contained in his 10-point plan for corporate responsibility to apply to
Fannie Mae and Freddie Mac. (OMB Prompt Letter to OFHEO, 5/29/02)

2003

January: Freddie Mac announces it has to restate financial results for the previous three years.

February: The Office of Federal Housing Enterprise Oversight (OFHEO) releases a report explaining that "although investors perceive an implicit
Federal guarantee of [GSE] obligations," "the government has provided no explicit legal backing for them." As a consequence, unexpected problems
at a GSE could immediately spread into financial sectors beyond the housing market. ("Systemic Risk: Fannie Mae, Freddie Mac and the Role of
OFHEO," OFHEO Report, 2/4/03)

September: Fannie Mae discloses SEC investigation and acknowledges OFHEO's review found earnings manipulations.

September: Treasury Secretary John Snow testifies before the House Financial Services Committee to recommend that Congress enact "legislation to
create a new Federal agency to regulate and supervise the financial activities of our housing-related government sponsored enterprises" and set
prudent and appropriate minimum capital adequacy requirements.

October: Fannie Mae discloses $1.2 billion accounting error.

November: Council of the Economic Advisers (CEA) Chairman Greg Mankiw explains that any "legislation to reform GSE regulation should
empower the new regulator with sufficient strength and credibility to reduce systemic risk." To reduce the potential for systemic instability, the
regulator would have "broad authority to set both risk-based and minimum capital standards" and "receivership powers necessary to wind down the
affairs of a troubled GSE." (N. Gregory Mankiw, Remarks At The Conference Of State Bank Supervisors State Banking Summit And Leadership,

11/6/03)

2004

February: The President's FY05 Budget again highlights the risk posed by the explosive growth of the GSEs and their low levels of required capital,
and called for creation of a new, world-class regulator: "The Administration has determined that the safety and soundness regulators of the housing
GSEs lack sufficient power and stature to meet their responsibilities, and therefore…should be replaced with a new strengthened regulator." (2005

Budget Analytic Perspectives, pg. 83)

February: CEA Chairman Mankiw cautions Congress to "not take [the financial market's] strength for granted." Again, the call from the
Administration was to reduce this risk by "ensuring that the housing GSEs are overseen by an effective regulator." (N. Gregory Mankiw, Op-Ed,
"Keeping Fannie And Freddie's House In Order," Financial Times, 2/24/04)

June: Deputy Secretary of Treasury Samuel Bodman spotlights the risk posed by the GSEs and called for reform, saying "We do not have a
world-class system of supervision of the housing government sponsored enterprises (GSEs), even though the importance of the housing financial
system that the GSEs serve demands the best in supervision to ensure the long-term vitality of that system. Therefore, the Administration has called
for a new, first class, regulatory supervisor for the three housing GSEs: Fannie Mae, Freddie Mac, and the Federal Home Loan Banking System."

(Samuel Bodman, House Financial Services Subcommittee on Oversight and Investigations Testimony, 6/16/04)

2005

April: Treasury Secretary John Snow repeats his call for GSE reform, saying "Events that have transpired since I testified before this Committee in
2003 reinforce concerns over the systemic risks posed by the GSEs and further highlight the need for real GSE reform to ensure that our housing
finance system remains a strong and vibrant source of funding for expanding homeownership opportunities in America… Half-measures will only
exacerbate the risks to our financial system." (Secretary John W. Snow, "Testimony Before The U.S. House Financial Services Committee," 4/13/05)

2007

July: Two Bear Stearns hedge funds invested in mortgage securities collapse.

August: President Bush emphatically calls on Congress to pass a reform package for Fannie Mae and Freddie Mac, saying "first things first when it
comes to those two institutions. Congress needs to get them reformed, get them streamlined, get them focused, and then I will consider other options."

(President George W. Bush, Press Conference, The White House, 8/9/07)

September: RealtyTrac announces foreclosure filings up 243,000 in August – up 115 percent from the year before.

September: Single-family existing home sales decreases 7.5 percent from the previous month – the lowest level in nine years. Median sale price of
existing homes fell six percent from the year before.

December: President Bush again warns Congress of the need to pass legislation reforming GSEs, saying "These institutions provide liquidity in the
mortgage market that benefits millions of homeowners, and it is vital they operate safely and operate soundly. So I've called on Congress to pass
legislation that strengthens independent regulation of the GSEs – and ensures they focus on their important housing mission. The GSE reform bill
passed by the House earlier this year is a good start. But the Senate has not acted. And the United States Senate needs to pass this legislation soon."

(President George W. Bush, Discusses Housing, The White House, 12/6/07)

2008

January: Bank of America announces it will buy Countrywide.

January: Citigroup announces mortgage portfolio lost $18.1 billion in value.

February: Assistant Secretary David Nason reiterates the urgency of reforms, says "A new regulatory structure for the housing GSEs is essential if
these entities are to continue to perform their public mission successfully." (David Nason, Testimony On Reforming GSE Regulation, Senate
Committee On Banking, Housing And Urban Affairs, 2/7/08)

March: Bear Stearns announces it will sell itself to JPMorgan Chase.

March: President Bush calls on Congress to take action and "move forward with reforms on Fannie Mae and Freddie Mac. They need to continue to
modernize the FHA, as well as allow State housing agencies to issue tax-free bonds to homeowners to refinance their mortgages." (President George
W. Bush, Remarks To The Economic Club Of New York, New York, NY, 3/14/08)

April: President Bush urges Congress to pass the much needed legislation and "modernize Fannie Mae and Freddie Mac. [There are] constructive

things Congress can do that will encourage the housing market to correct quickly by … helping people stay in their homes." (President George W.
Bush, Meeting With Cabinet, the White House, 4/14/08)

May: President Bush issues several pleas to Congress to pass legislation reforming Fannie Mae and Freddie Mac before the situation deteriorates further.

* "Americans are concerned about making their mortgage payments and keeping their homes. Yet Congress has failed to pass legislation I have
repeatedly requested to modernize the Federal Housing Administration that will help more families stay in their homes, reform Fannie Mae and
Freddie Mac to ensure they focus on their housing mission, and allow State housing agencies to issue tax-free bonds to refinance sub-prime loans."

(President George W. Bush, Radio Address, 5/3/08)
* "[T]he government ought to be helping creditworthy people stay in their homes. And one way we can do that – and Congress is making progress
on this – is the reform of Fannie Mae and Freddie Mac. That reform will come with a strong, independent regulator." (President George W. Bush,
Meeting With The Secretary Of The Treasury, the White House, 5/19/08)
* Congress needs to pass legislation to modernize the Federal Housing Administration, reform Fannie Mae and Freddie Mac to ensure they focus on
their housing mission, and allow State housing agencies to issue tax-free bonds to refinance subprime loans." (President George W. Bush, Radio

Address, 5/31/08)

June: As foreclosure rates continued to rise in the first quarter, the President once again asks Congress to take the necessary measures to address this
challenge, saying "we need to pass legislation to reform Fannie Mae and Freddie Mac." (President George W. Bush, Remarks At Swearing In
Ceremony For Secretary Of Housing And Urban Development, Washington, D.C., 6/6/08)

July: Congress heeds the President's call for action and passes reform of Fannie Mae and Freddie Mac as it becomes clear that the institutions are
failing.

(White House Press Release)


.............................................

And this is from Glenn Beck. It's un-sited ...


The Argument Against Idiots: Financial Crisis

September 22, 2008 - 13:35 ET

How to win the argument de jour with logic and facts

The issue:

'Financial Crisis'

What the liberal whiners say:

'The last thing we need is another 4 years of the failed Republican policies that have led us to the brink of disaster...with the mess they've made of

huge financial institutions like Fannie Mae & AIG, that we now have to bail out!'

'OK, ONE democrat doesn't make this a democrat caused problem!'

'That doesn't explain this incredible mess we're in now'

Your winning, logical, reasoned arguments

1. Fannie Mae really WAS run right into the ground wasn't it? And guess what? It was DEMOCRATS who did it. Former Fannie Mae Chairman and

CEO Franklin Raines was the White House budget director under Bill Clinton. He was also cited by the Washington Post as an economic advisor
to...Barack Obama. Obama, in his very short time in the U.S. Senate also quickly became the second largest recipient of campaign contributions
from Fannie Mae, ahead of even John Kerry.

2. Well then, there's Jamie Gorelick. Does that name sound familiar? She served as Bill Clinton's Deputy Attorney General. She installed the
Intelligence "Wall of Separation" that helped lead to the disaster we suffered on 9/11. Then she served as Vice Chairman at Fannie Mae. In 2002, she
told "BusinessWeek" that Fannie Mae was "very, very strong" and was "managed safely". For her efforts, driving the company to the brink, she
received $26 million plus bonuses.

3. Actually, in large part, it does. Fannie Mae is heavily involved with the Congressional Black Caucus. Interim CEO Daniel Mudd described the
relationship Fannie Mae and the Congressional Black Caucus shared as a "family" relationship. The Caucus pressured Fannie Mae to get mortgage
loans for millions of Americans who couldn't afford them. Fannie Mae and Freddie Mac were the worst offenders in this housing loan crisis, which in
turn caused so many banking institutions to go down with it. The crisis has had a domino effect throughout our financial institutions. In fact, AIG was
in part brought down because it held $600 million in Fannie Mae and Freddie Mac. Meanwhile, President Bush has called for reforming Fannie and
Freddie 17 TIMES this year alone! The democrats' fingerprints are all over this crisis.

September 23, 2008 06:06 AM Forum: Politics

Is Bush, or GOP responsible for Fannie? NOT!

Posted By Jeffrey Counsil

White House warned about Fannie and Freddie

September 23, 2008 - 0:49 ET

For many years the President and his Administration have not only warned of the systemic consequences of financial turmoil at a housing
government-sponsored enterprise (GSE) but also put forward thoughtful plans to reduce the risk that either Fannie Mae or Freddie Mac would
encounter such difficulties. President Bush publicly called for GSE reform 17 times in 2008 alone before Congress acted. Unfortunately, these
warnings went unheeded, as the President's repeated attempts to reform the supervision of these entities were thwarted by the legislative maneuvering
of those who emphatically denied there were problems.

2001

April: The Administration's FY02 budget declares that the size of Fannie Mae and Freddie Mac is "a potential problem," because "financial trouble of a
large GSE could cause strong repercussions in financial markets, affecting Federally insured entities and economic activity."

2002

May: The President calls for the disclosure and corporate governance principles contained in his 10-point plan for corporate responsibility to apply to
Fannie Mae and Freddie Mac. (OMB Prompt Letter to OFHEO, 5/29/02)

2003

January: Freddie Mac announces it has to restate financial results for the previous three years.

February: The Office of Federal Housing Enterprise Oversight (OFHEO) releases a report explaining that "although investors perceive an implicit
Federal guarantee of [GSE] obligations," "the government has provided no explicit legal backing for them." As a consequence, unexpected problems
at a GSE could immediately spread into financial sectors beyond the housing market. ("Systemic Risk: Fannie Mae, Freddie Mac and the Role of
OFHEO," OFHEO Report, 2/4/03)

September: Fannie Mae discloses SEC investigation and acknowledges OFHEO's review found earnings manipulations.

September: Treasury Secretary John Snow testifies before the House Financial Services Committee to recommend that Congress enact "legislation to
create a new Federal agency to regulate and supervise the financial activities of our housing-related government sponsored enterprises" and set
prudent and appropriate minimum capital adequacy requirements.

October: Fannie Mae discloses $1.2 billion accounting error.

November: Council of the Economic Advisers (CEA) Chairman Greg Mankiw explains that any "legislation to reform GSE regulation should
empower the new regulator with sufficient strength and credibility to reduce systemic risk." To reduce the potential for systemic instability, the
regulator would have "broad authority to set both risk-based and minimum capital standards" and "receivership powers necessary to wind down the
affairs of a troubled GSE." (N. Gregory Mankiw, Remarks At The Conference Of State Bank Supervisors State Banking Summit And Leadership,

11/6/03)

2004

February: The President's FY05 Budget again highlights the risk posed by the explosive growth of the GSEs and their low levels of required capital,
and called for creation of a new, world-class regulator: "The Administration has determined that the safety and soundness regulators of the housing
GSEs lack sufficient power and stature to meet their responsibilities, and therefore…should be replaced with a new strengthened regulator." (2005

Budget Analytic Perspectives, pg. 83)

February: CEA Chairman Mankiw cautions Congress to "not take [the financial market's] strength for granted." Again, the call from the
Administration was to reduce this risk by "ensuring that the housing GSEs are overseen by an effective regulator." (N. Gregory Mankiw, Op-Ed,
"Keeping Fannie And Freddie's House In Order," Financial Times, 2/24/04)

June: Deputy Secretary of Treasury Samuel Bodman spotlights the risk posed by the GSEs and called for reform, saying "We do not have a
world-class system of supervision of the housing government sponsored enterprises (GSEs), even though the importance of the housing financial
system that the GSEs serve demands the best in supervision to ensure the long-term vitality of that system. Therefore, the Administration has called
for a new, first class, regulatory supervisor for the three housing GSEs: Fannie Mae, Freddie Mac, and the Federal Home Loan Banking System."

(Samuel Bodman, House Financial Services Subcommittee on Oversight and Investigations Testimony, 6/16/04)

2005

April: Treasury Secretary John Snow repeats his call for GSE reform, saying "Events that have transpired since I testified before this Committee in
2003 reinforce concerns over the systemic risks posed by the GSEs and further highlight the need for real GSE reform to ensure that our housing
finance system remains a strong and vibrant source of funding for expanding homeownership opportunities in America… Half-measures will only
exacerbate the risks to our financial system." (Secretary John W. Snow, "Testimony Before The U.S. House Financial Services Committee," 4/13/05)

2007

July: Two Bear Stearns hedge funds invested in mortgage securities collapse.

August: President Bush emphatically calls on Congress to pass a reform package for Fannie Mae and Freddie Mac, saying "first things first when it
comes to those two institutions. Congress needs to get them reformed, get them streamlined, get them focused, and then I will consider other options."

(President George W. Bush, Press Conference, The White House, 8/9/07)

September: RealtyTrac announces foreclosure filings up 243,000 in August – up 115 percent from the year before.

September: Single-family existing home sales decreases 7.5 percent from the previous month – the lowest level in nine years. Median sale price of
existing homes fell six percent from the year before.

December: President Bush again warns Congress of the need to pass legislation reforming GSEs, saying "These institutions provide liquidity in the
mortgage market that benefits millions of homeowners, and it is vital they operate safely and operate soundly. So I've called on Congress to pass
legislation that strengthens independent regulation of the GSEs – and ensures they focus on their important housing mission. The GSE reform bill
passed by the House earlier this year is a good start. But the Senate has not acted. And the United States Senate needs to pass this legislation soon."

(President George W. Bush, Discusses Housing, The White House, 12/6/07)

2008

January: Bank of America announces it will buy Countrywide.

January: Citigroup announces mortgage portfolio lost $18.1 billion in value.

February: Assistant Secretary David Nason reiterates the urgency of reforms, says "A new regulatory structure for the housing GSEs is essential if
these entities are to continue to perform their public mission successfully." (David Nason, Testimony On Reforming GSE Regulation, Senate
Committee On Banking, Housing And Urban Affairs, 2/7/08)

March: Bear Stearns announces it will sell itself to JPMorgan Chase.

March: President Bush calls on Congress to take action and "move forward with reforms on Fannie Mae and Freddie Mac. They need to continue to
modernize the FHA, as well as allow State housing agencies to issue tax-free bonds to homeowners to refinance their mortgages." (President George
W. Bush, Remarks To The Economic Club Of New York, New York, NY, 3/14/08)

April: President Bush urges Congress to pass the much needed legislation and "modernize Fannie Mae and Freddie Mac. [There are] constructive

things Congress can do that will encourage the housing market to correct quickly by … helping people stay in their homes." (President George W.
Bush, Meeting With Cabinet, the White House, 4/14/08)

May: President Bush issues several pleas to Congress to pass legislation reforming Fannie Mae and Freddie Mac before the situation deteriorates further.

* "Americans are concerned about making their mortgage payments and keeping their homes. Yet Congress has failed to pass legislation I have
repeatedly requested to modernize the Federal Housing Administration that will help more families stay in their homes, reform Fannie Mae and
Freddie Mac to ensure they focus on their housing mission, and allow State housing agencies to issue tax-free bonds to refinance sub-prime loans."

(President George W. Bush, Radio Address, 5/3/08)
* "[T]he government ought to be helping creditworthy people stay in their homes. And one way we can do that – and Congress is making progress
on this – is the reform of Fannie Mae and Freddie Mac. That reform will come with a strong, independent regulator." (President George W. Bush,
Meeting With The Secretary Of The Treasury, the White House, 5/19/08)
* Congress needs to pass legislation to modernize the Federal Housing Administration, reform Fannie Mae and Freddie Mac to ensure they focus on
their housing mission, and allow State housing agencies to issue tax-free bonds to refinance subprime loans." (President George W. Bush, Radio

Address, 5/31/08)

June: As foreclosure rates continued to rise in the first quarter, the President once again asks Congress to take the necessary measures to address this
challenge, saying "we need to pass legislation to reform Fannie Mae and Freddie Mac." (President George W. Bush, Remarks At Swearing In
Ceremony For Secretary Of Housing And Urban Development, Washington, D.C., 6/6/08)

July: Congress heeds the President's call for action and passes reform of Fannie Mae and Freddie Mac as it becomes clear that the institutions are
failing.

(White House Press Release)


.............................................

And this is from Glenn Beck. It's un-sited ...


The Argument Against Idiots: Financial Crisis

September 22, 2008 - 13:35 ET

How to win the argument de jour with logic and facts

The issue:

'Financial Crisis'

What the liberal whiners say:

'The last thing we need is another 4 years of the failed Republican policies that have led us to the brink of disaster...with the mess they've made of

huge financial institutions like Fannie Mae & AIG, that we now have to bail out!'

'OK, ONE democrat doesn't make this a democrat caused problem!'

'That doesn't explain this incredible mess we're in now'

Your winning, logical, reasoned arguments

1. Fannie Mae really WAS run right into the ground wasn't it? And guess what? It was DEMOCRATS who did it. Former Fannie Mae Chairman and

CEO Franklin Raines was the White House budget director under Bill Clinton. He was also cited by the Washington Post as an economic advisor
to...Barack Obama. Obama, in his very short time in the U.S. Senate also quickly became the second largest recipient of campaign contributions
from Fannie Mae, ahead of even John Kerry.

2. Well then, there's Jamie Gorelick. Does that name sound familiar? She served as Bill Clinton's Deputy Attorney General. She installed the
Intelligence "Wall of Separation" that helped lead to the disaster we suffered on 9/11. Then she served as Vice Chairman at Fannie Mae. In 2002, she
told "BusinessWeek" that Fannie Mae was "very, very strong" and was "managed safely". For her efforts, driving the company to the brink, she
received $26 million plus bonuses.

3. Actually, in large part, it does. Fannie Mae is heavily involved with the Congressional Black Caucus. Interim CEO Daniel Mudd described the
relationship Fannie Mae and the Congressional Black Caucus shared as a "family" relationship. The Caucus pressured Fannie Mae to get mortgage
loans for millions of Americans who couldn't afford them. Fannie Mae and Freddie Mac were the worst offenders in this housing loan crisis, which in
turn caused so many banking institutions to go down with it. The crisis has had a domino effect throughout our financial institutions. In fact, AIG was
in part brought down because it held $600 million in Fannie Mae and Freddie Mac. Meanwhile, President Bush has called for reforming Fannie and
Freddie 17 TIMES this year alone! The democrats' fingerprints are all over this crisis.

April 24, 2010 10:51 AM Forum: Politics

Inspiring video..

Posted By Jeffrey Counsil

Liberty doesn't mean you do what the President says you are "allowed", or not "allowed" to do...

http://www.bornagainamerican.org/

April 24, 2010 10:57 AM Forum: Politics

Will you sign?

Posted By Jeffrey Counsil

Does the Declaration of Independence mean anything to you?

http://www.bornagainamerican.org/sign.html

May 6, 2010 06:08 AM Forum: Politics

More gun control? Limiting more rights?

Posted By Jeffrey Counsil

http://abcnews.go.com/Politics/individuals-terror-watch-list-allowed-buy-guns-90/story?id=10561483

"We cannot allow any more acts of violence on account of weapons legally falling into the hands of those who wish to commit acts of terror," King said. "We must do all that is possible to put tighter rules in place to assist law enforcement in their brave efforts to keep our cities and neighborhoods safe and secure. The war on terror must be fought from all directions if we're going to stay a step ahead of our enemies."

Sounds amazingly like Hitler

Bloomberg: "This is not about the Second Amendment," he said.

"There was spirited debate between Lieberman and Graham, normally allies on national security issues. Lieberman said Second Amendment rights, just like the First Amendment right to free speech, cannot be unlimited. "

Our "inalienable" rights and no longer inalienable...