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Posts Made By: Rusty Keeney

February 14, 2004 04:39 AM Forum: Binoviewers

You know your a binoviewer when....

Posted By Rusty Keeney

Get a Gary Russell 85mm plossl - has about 800mm of eye relief, and you don't need a bino to view with both eyes...

February 18, 2004 04:29 AM Forum: Binoviewers

One week...

Posted By Rusty Keeney

Well, that explains a lot...

April 3, 2004 05:47 AM Forum: Equipment Talk

Here's How to Properly Insure Your Equipment

Posted By Rusty Keeney

Good advice; I'm a Recovering Insurance Agent (having sold my agency last year). Some companies will cover the telescopes without protest, under the "World-wide off-premises" provision, usually 10% of Coverage C (contents, a/k/a, "Personal Property"). But some won't.

Based on the ISO forms, it would be hard for a company to claim coverage is excluded or limited; astronomical equipment doesn't meet the ISO definitions for propety subject to the limitations for losses due to theft.

However, the idea of having insurance is to avoid the uncertainty about coverage, so scheduling the scopes and related equipment under the Personal Articles Floater (PAF) is wise.

"Floater" in insurance parlance means the coverage "floats" with the item, whether or not it's on the primary premises insured. Moreover, the coverages under a PAF are broader (fewer exclusions and restrictions, and more perils covered).

So take heed of what Uncle Paul says....

April 8, 2004 03:50 AM Forum: Binoviewers